Financing with us is easy.

At Simmons we have many payment options. We do accept, mastercard, visa, discover and american express as well as Cash & Check, of course. We also have some less conventional payment options.


With Layaway you can make payments over time and receive your purchase at the end of your payment program. Our layaway program is based on regular payments for a period no longer than six (6) months. We will customize this program to fit your needs within those parameters. You may choose weekly, bi-weekly or monthly payment. You may choose layaway on some special orders as well as in stock merchandise. Please ask a sales person for further details and to arrange this payment option.


With financing, once you are approved with the financing company, you can receive your purchase right away and still pay for it over time. We offer financing through three different financing companies: GEMoney and Progressive. Having both of these financing companies available allows us to offer financing with or without a credit check. There are several lengths of time available for you to pay for your purchase, from six (6) months to forty-eight (48) months, each special offer from the financing company has its own set of conditions so you must see a sales person in the store in order to review the details of the current specials available.